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General Terms and Conditions for use of National Identity Protection Bureau LLC Services
Effective July 1, 2004 General The National Identity Protection Bureau LLC (NIPB) provides identity-monitoring services. The company assumes no responsibility for the accuracy or completeness of the information obtained through public records nor does it warrant that identity theft will not occur. NIPB provides information to monitor your identity and reduce your exposure. It is neither an insurance policy nor a guarantee. National Identity Protection Bureau LLC reports are available only through the term of the subscription and will be immediately unavailable upon cancellation. Credit reports, credit scores and debt analysis from TrueCredit will be available according to their terms and conditions which are currently for a period of 30 days, otherwise, products will be provided for the period stated in the product description. OUR SITE, INCLUDING ALL CONTENT, PRODUCTS AND SERVICES MADE AVAILABLE ON OR ACCESSED THROUGH THIS SITE, IS PROVIDED TO YOU "AS IS". TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NEITHER NATIONAL IDENTITY PROTECTION BUREAU LLC NOR ITS AFFILIATES MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER AS TO THE CONTENT, PRODUCTS OR SERVICES AVAILABLE ON OR ACCESSED THROUGH OUR SITE, THAT A USER WILL HAVE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO OUR SITE, PRODUCTS OR SERVICES OR THAT OUR SITE, PRODUCTS OR SERVICES WILL BE ERROR-FREE. IN ADDITION, NATIONAL IDENTITY PROTECTION BUREAU LLC AND ITS AFFILIATES DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON INFRINGEMENT AND INFORMATIONAL CONTENT. THEREFORE, YOU AGREE THAT YOUR ACCESS TO AND USE OF OUR SITE, PRODUCTS, SERVICES AND CONTENT ARE AT YOUR OWN RISK. BY USING OUR SITE, YOU ACKNOWLEDGE AND AGREE THAT NEITHER NATIONAL IDENTITY PROTECTION BUREAU LLC NOR ITS AFFILIATES HAVE ANY LIABILITY TO YOU (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF OUR SITE, CONTENT, PRODUCTS OR SERVICES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), INCLUDING LIABILITY ASSOCIATED WITH ANY VIRUSES WHICH MAY INFECT YOUR COMPUTER EQUIPMENT. Registration and Accurate Information If you decide to register on our Site, purchase our products or services or participate in our affiliate program, contests or surveys, you may be required to register, provide personal information, and select a user name and password. You agree to provide accurate information in your registration and not to share your password with third parties. You agree not to impersonate another person or to select or use a user name or password of another person. You agree to notify National Identity Protection Bureau LLC promptly of any unauthorized use of your account and of any loss, theft or disclosure of your password. Failure to comply with these requirements shall constitute a breach of these terms and conditions and shall constitute grounds for immediate termination of your account and your right to use the Site. Solicitation of Personal Information by Affiliates Under no circumstances should an affiliate ask for or receive personal or financial information from a subscriber in connection with any activities relating to National Identity Protection Bureau LLC. All subscriber information required by National Identity Protection Bureau LLC to process an order is obtained through our secure web site. If an affiliate asks for personal or financial information in connection with National Identity Protection Bureau LLC please call 1.888.326.5286 immediately to report the violation. Privacy Policy The National Identity Protection Bureau LLC is committed to protecting the privacy of subscribers, employees, and data. Maintaining supreme integrity throughout the company is our code, the NIPB privacy policy is the cornerstone of all business operations to ensure privacy protection throughout. The privacy of our customers is paramount; any information relating to a subscriber is maintained in a secure environment, supported by maximum-security information practices and is handled with the highest level of confidentially. Your personal information will never be shared outside NIPB for any reason. Employees of National Identity Protection Bureau LLC A background check is performed on all employees of NIPB; reasonable steps are taken to assure employees are of high integrity and proven skill sets to safeguard NIPB information. Data Security Both managerial and technical measures are taken to protect against unauthorized access, destruction, use, or disclosure of subscriber information. Managerial measures include organizational processes that limit access and ensuring individuals with access do not use data for unauthorized purposes. Technical security measures to prevent unauthorized access include encryption in the transmission and storage of data, limits on access through passwords, storage of data on secure servers or computers not accessible by modem, and physical security by locating all servers in a high security environment housed in an underground facility. Enforcement NIPB takes data security very seriously; all privacy policies will be strictly enforced. Distribution of Information Information acquired by NIPB on behalf of a subscriber is for the express purpose of monitoring identity theft, therefore providing protection for the subscriber. The information acquired by NIPB will not be compromised; it is only for the express stated purpose of providing protection for subscribers. Refund Policy 100% refund prior to generation of Profile Check Report. Monthly subscription auto billing cacelable by calling 1-888-326-5286. Term and Termination; Modification This Agreement will take effect at the time you click "I Agree," and shall terminate (a) when either party gives notice of its intention to terminate to the other party hereto, to National Identity Protection Bureau LLC via the toll-free number set forth on the web site for cancellations, (b) upon termination of your subscription or (c) if National Identity Protection Bureau LLC discontinues providing any subscription, subject to your right to receive subscription benefits that you have paid for or to obtain a refund of a portion of your payment. National Identity Protection Bureau LLC may (i) change the terms of this Agreement or the feature of the membership products, or (ii) change the Site, including eliminating or discontinuing any content or feature of the Site, restricting the hours of availability, or limiting the amount of use permitted, by posting notice of such modification on a page of the Site before the modification takes effect. All changes shall be effective immediately upon posting of such notice. If you use the Site and/or your membership after National Identity Protection Bureau LLC has notified you of a change in the Agreement you agree to be bound by all of the changes. You are expected to review the Site periodically to ensure familiarity with any posted notices of modification. Notices You should send any notices or other communications regarding our Site, products or services to National Identity Protection Bureau LLC, PO Box 720, Everett, WA 98206 - 0720. Except as otherwise provided, we may send any notices to you to the most recent e-mail address you have provided to us or, if you have not provided an e-mail address, to any e-mail or postal address that we believe is your address. If you wish to update your registration information, please log in to your account and visit the 'Your Account' section from the main menu. Applicable Law The laws applicable to the interpretation of these terms and conditions shall be the laws of the State of Washington, USA, and applicable federal law, without regard to any conflict of law provisions. National Identity Protection Bureau LLC can provide reports only for individuals who have established credit in the United States. Those who choose to access this Site from outside the United States do so on their own initiative and are responsible for compliance with local laws. You agree that any and all disputes arising under this Agreement or out of National Identity Protection Bureau LLC's provision of services to you, if submitted to a court of law, shall be submitted to the state and federal courts of Snohomish County, Washington, USA. |
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